Showing posts with label seal 3. Show all posts
Showing posts with label seal 3. Show all posts

Saturday, February 1, 2025

Got PMs?

 


What would happen to the economies of the world if Gold went to $20,000 an ounce and silver to $1000 an ounce?

I posed that exact question to Google AI. Here is the response. 

If gold reached $20,000 per ounce and silver hit $1000 per ounce, it would likely cause significant economic disruption globally, including major market volatility, increased inflation, potential currency instability, and a shift in investment behavior towards precious metals, potentially impacting industries that rely heavily on silver for industrial applications. 

Key impacts: 

  • Market Volatility: Such a drastic price increase would likely trigger significant market fluctuations as investors rush to buy gold and silver, potentially leading to short-term price spikes and sudden drops in other asset classes like stocks and bonds. 
  • Inflation Concerns: A surge in precious metal prices could contribute to inflationary pressures, as the cost of goods and services tied to these metals would rise, impacting consumer spending and overall economic stability. 
  • Currency Instability: Since gold is often seen as a safe haven asset, a sharp increase in its price could lead to concerns about the stability of fiat currencies, potentially causing fluctuations in exchange rates. 
  • Investment Shift: Investors might significantly reallocate their portfolios towards gold and silver, potentially drawing capital away from other investment avenues like stocks and bonds. 
  • Impact on Industrial Silver Usage: A high silver price could lead to a decrease in its industrial applications, as businesses might seek substitutes for certain manufacturing processes due to increased cost. 
  • Potential for Speculation: The high price could attract speculative trading in gold and silver, further exacerbating market volatility. 

Who would benefit: 

  • Gold and Silver Producers: Mining companies would see substantial profit increases due to the higher selling price of their products. 
  • Gold Investors: Individuals holding gold investments would experience significant gains in asset value. 

Who could be negatively impacted: 

  • Central Banks: Central banks managing gold reserves could face challenges maintaining currency stability if gold prices rise too rapidly.  
  • Industries using Silver: Industries heavily reliant on silver for manufacturing could face cost pressures and potentially need to adjust production processes. 

Important Considerations: 

  • Geopolitical Factors: Global events like political instability or economic crises can significantly influence the price of precious metals. 
  • Supply and Demand Dynamics: The actual impact on the economy would depend on the underlying supply and demand dynamics of gold and silver.  

So, if Gold went up to $20,000 per oz and silver to $1000 per oz it sounds like it could be a symptom of a worldwide hyperinflationary financial collapse. 

It is widely held that the main reason for a hyperinflationary financial collapse would be excessive money printing by governments, and high precious metal prices could fuel it and be a partial cause. 

And you know that a hyperinflationary financial collapse is actually what they have planned during the end times. 

5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand. 

6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine. Rev 6:5,6 

And what could cause gold and silver to start going up really high which could help fuel a hyperinflationary financial collapse? The answer is simple; when demand is high and supply is low the price goes up, that is simple market dynamics. Check this out.


 

Source: https://thedeepdive.ca/gold-rush-to-us-puts-squeeze-on-bank-of-england/ 

Is the gold and silver demand currently high and the supply low? Will we soon see gold and silver “go to the moon?” If it will, it will most likely be one of the causes of and symptoms of a worldwide hyperinflationary collapse. 

A hyperinflationary financial collapse (Seal 3) is what the evil forces aligned with satan want to bring about in order to collapse the governments of the world, cause the citizens of the world to beg for a solution, and usher in the antichrist and the New World Order. 

The title of this article is Got PMs? So, let’s think, how could gold and silver benefit a person in the end times? 

Realizing that the mark system will come about after the ac takes over the world and that no one will be able to buy or sell without the mark, then maybe gold and silver and other commodities could be used to barter for necessary goods and services, that is until the rapture occurs after Seal 6 is opened. 

BTW, I have been telling people to get PMs for over 20 years, and what was the price 20 years ago. Many years ago, I once recommended to someone that they should consider investing in gold. They responded, "you can't eat gold." I should have said, "you can't eat paper either."

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him? Find out what you must do to be saved, click here

Have you had your epiphany? You need to be prepared for the end times! Read The Coming Epiphany;—Your Guide to Understanding End Times Bible Prophecy (eBook $4.99).

Monday, November 18, 2024

Look Out Below; Here Comes the Crash!?

 

Chart Source: Bloomberg, Nathaniel Gilbert Crescat Capital LLC

God in His Holy Word tells us that during the end times—the last 7 years—there will be a hyper inflationary worldwide financial crash. This crash is described in Revelation 6 and is one of the events that the evil forces aligned with satan bring upon the world to destroy the old-world system and bring on the New World Order and its false messiah leader the antichrist. 

5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand. 

6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine. Rev 6 

A measure of wheat for a day’s wages (a penney)—that is a hyperinflationary financial crash! This crash may be upon us, Hal Turner just brought forth some breaking news that indicates that the crash may be is imminent! 

🚨BREAKING NEWS🚨

THE FEDERAL RESERVES BTFP DROPPED BY OVER $30B THIS WEEK WHICH LEAVES ONLY $26B LEFT

POWELL IS PULLING LIQUIDITY TO TRIGGER A CRISIS JUST LIKE 2020,ALSO COINCIDENTALLY THE $36T DEBT CEILING WILL HIT TOMORROW

WE ARE ABOUT TO EXPERIENCE A 1929 LIKE CRASH…
$SPY pic.twitter.com/2lV6ZoEbkD

— Mike Investing (@MrMikeInvesting) November 15, 2024 

What is the BTFP? It is The Bank Term Funding Program (BTFP), which is a lending program created by the Federal Reserve to provide liquidity to banks during times of financial stress.

Will this latest Fed move crash the economy as Mr Mike Investing suggests? Time will tell, however if we are in the last 7 years and are approaching the midpoint in the spring of 2025, then it will collapse by then. 

I have warned many times that a Biblical worldwide financial collapse is coming, and it looks like it is here. I hope you have prepared. 

And after the crash, what then? The false messiah, false savior of the world, will come onto the scene and offer the world the solution to its problems—a new all-digital financial system—no one can buy or sell without it—the mark. 

And if you are hoping that the rapture will occur before the mark comes about, you are wrong. The rapture does not occur until after the opening of Seal 6 and the mark comes about after the opening of Seal 5, when the infernal trio takes over the world. 

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him? Find out what you must do to be saved, click here. 

Have you had your epiphany? You need to be prepared for the end times! Read The Coming Epiphany;—Your Guide to Understanding End Times Bible Prophecy.

 

Wednesday, November 6, 2024

Is the Black Horse Forecast Coming True?

 


Record drought in the USA, Is the black horse forecast coming true?

Conclusion: 

…So, what is all of this prophecy data suggesting? Is a worldwide famine imminent? The prophetic data is suggesting it is. Remember it is highly likely that the last 7 years began in 2021 and that the antichrist will most likely take over the world in 2025. And if that is the case then the black horse of Seal 3 will have begun his ride throughout the earth by then…

Is the Black Horse Ready to Start Galloping Throughout the Earth?

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him? Find out what you must do to be saved, click here.

Have you had your epiphany? You need to be prepared for the end times! Read The Coming Epiphany;—Your Guide to Understanding End Times Bible Prophecy.

Friday, October 13, 2023

The Message of the Geometric Points of Intersection of the Eclipse Triangle Updated 2X

 


I believe God just showed me something that is pretty amazing, and it possibly has prophetic ramifications. You be the judge, here is the rest of the story. The other day I was pondering the three eclipse paths as pictured above. 

The thought came to my mind to check where the incenter of the triangle of the three eclipse paths is located. (Note: the incenter of a triangle is formed by the intersection of the angle bisectors.)



So, I did a rough sketch of the approximate location of the in-center and found it to be in Oklahoma. I went to Google Earth and looked around in that general area and I found that the largest city in the area is Enid. 

So, I marked that location with a marker and snipped a picture. Then, using a protractor, I made an as exact as possible incenter drawing of the eclipse path triangle. I then brought the 2 images into a photo program and overlayed one over the other with about 50% opacity and aligned both maps as closely as possible. And lo and behold the incenter of the eclipse path triangle aligns with the location of the city Enid, Oklahoma.

 








Now what is so special about the city Enid? It is nicknamed the wheat capital of the United States. The word Enid means life, spirit, soul. Its name has an interesting history behind it. 

In summer 1889, M.A. Low, a Rock Island official, visited the local railroad station then under construction, and inquired about its name. At that time, it was called Skeleton. Disliking the original name, he renamed the station Enid, after a character in Alfred Lord Tennyson's Idylls of the King.[7] However, a more fanciful story of how the town received its name is popular. According to that tale, in the days following the land run, some enterprising settlers decided to set up a chuckwagon and cook for their fellow pioneers, hanging a sign that read "DINE". Some other, more free-spirited settlers, turned that sign backward to read, of course, "ENID". The name stuck. 

The city sign features a black horse.

 


Ok, so that is the data, let’s ponder this. 

We have 3 eclipses whose paths will form a triangle over the United States. 

The three eclipses are associated with judgment and are end times related. 

The incenter of the eclipse path triangle aligns with the city of Enid. 

Enid is the wheat capital of the USA. 

The USA is the world’s largest exporter of wheat. 

The Enid city sign has a black horse on it. 

Seal 3 involves a black horse and a measure of wheat costing a day’s wages. 

5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand. 

6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine. Rev 6:5,6 

The name of the city location was originally Skeleton and was changed to Enid and may have come from the word DINE backwards. 

The word enid means life, spirit, soul. 

Many souls will lose their life and give up the spirit as a result of starvation during Seal 3. The opposite of dine is starvation. 

I believe the Seal 3 heavenly sign occurred on 3/5/2022, which infers that Seal 3 is open or imminent.



 

The eclipse triangle will be completely formed on 4/8/2024. 

What does all of this say to you? Is there a message from the incenter of the eclipse path triangle? You be the judge. 

Since the incenter seemed to yield some interesting results, I decided to check the centroid of the triangle, which is formed by the intersection of the medians of a triangle.

 


And as best I could tell the centroid ended up very near the Kansas/Colorado border right in the middle of a bunch of what looks like grain fields.

 


So, we have another connection to food. And since the incenter and centroid yielded interesting results I decided to check the circumcenter, which is formed by the intersection of the perpendicular bisectors, and the orthocenter, which is formed by the intersection of the altitudes. 

The orthocenter ended up at the intersection point of the 10/14/20203 eclipse path and the 4/8/2024 eclipse path.

 


Within the intersection square is the city of Kerrville, TX which has a very interesting park. It is called The Coming King Sculpture Prayer Garden.

 



That is interesting, now how about the circumcenter. It aligned with the southwest corner of Wyoming, When I zoomed in one of the first names that popped up was the Quebec 01 Missile Facility—a decommissioned nuclear missile launch site.

 





So, what’s the message of the Geometric Points of Intersection of the Eclipse Triangle? You be the judge. But if you think that we will be raptured before we see Seal 3 you are wrong. The rapture does not occur until after Seal 6 is opened. You need to prepare for what lies ahead, that is why I wrote The Coming Epiphany—to help you prepare.

Update: Decided to check and see where the cross line goes. Might just be coincidence but the one line goes to Taiwan, which is part of the WW3 plan.



Update 10/23:

I got to thinking about what might cause a catastrophic wheat crop failure in the USA. Some possibilities are severe drought, nuclear fallout, and a Yellowstone eruption.

North Korea has indirectly threatened to nuke Yellowstone in the past and North Korea is closely aligned with China.

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him in? Find out what you must do to be saved, click here. 

About the Author: My name is William Frederick and my book entitled “The Coming Epiphany” is available on Amazon.com.  

When you purchase this book you help to support the work that I am doing, and one way that you can really help is by sending digital copies as gifts through Amazon to family and friends.  

Time is short, and I need help getting these warnings into the hands of as many people as possible.  I have published thousands of articles on The End Times Forecaster Blog which are read all over the world. 

I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article. 

The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial, or health decisions.

Wednesday, October 11, 2023

When Israel Strikes Iran…


Here is a video that I ran across that I believe is important for us to watch. (Note: I do not know anything about this man, take it to the Lord in prayer.) 


 

And how might this financial valve of America and the world be turned off? Consider the quadrillion dollar derivative bomb. 

DEMOLITION BY DERIVATIVES: When Will The Banksters Trigger That Quadrillion Dollar Market Implosion 

…Because there is now mathematical certainty that the “Quadrillion Dollar Derivative Market Implosion” will take place sooner than later. 

Why? 

Because the banksters have lost control of the narrative which they have always controlled over the centuries. 

Not only that, but their highly paid financial engineers can no longer re-engineer the derivative market to prevent a free-fall collapse. It’s now impossible to sustain the patently unsustainable. 

In other words, the sheer weight and unwieldy nature of the fatally flawed derivative edifice, which they have constructed in earnest since the 1970s, is such that that market can no longer be supported with just smoke and mirrors, as they have been doing for years. 

In other words, the banksters can no longer kick the can down the road. And, they are now staring down into the abyss where that road inevitably ends… 

When the financial collapse occurs, I would declare it to be the culmination of the opening of Seal 3. Is it imminent? Remember evidence suggests that a Seal 3 heavenly sign has already occurred—Heavenly Signs of the End Times Part 2.

BTW, the rapture will not occur until after the opening of Seal 6.

It is getting very intense in the Mid east--things are escalating quickly!

UPDATED 12:20 PM EDT -- DRONE STRIKE; DIMONA NUCLEAR PLANT! Israeli Defense Minister: "We have abolished all the rules of war. Our soldiers will not be held responsible for anything. There will be no military courts”


It is now being reported by Hal that Iran convoys are moving long range missiles to launch points.

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Have you had your epiphany? You need to be prepared for the end times! Read The Coming Epiphany;—Your Guide to Understanding End Times Bible Prophecy. 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him in? Find out what you must do to be saved, click here. 

About the Author: My name is William Frederick and my book entitled “The Coming Epiphany” is available on Amazon.com. 

When you purchase this book you help to support the work that I am doing, and one way that you can really help is by sending digital copies as gifts through Amazon to family and friends.  

Time is short, and I need help getting these warnings into the hands of as many people as possible.  I have published thousands of articles on The End Times Forecaster Blog which are read all over the world. 

I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article. 

The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial, or health decisions. 

Tuesday, March 28, 2023

Wilkerson: It Is Going to Start in Germany!

 


There is a famous vision that was proclaimed to the world by evangelist David Wilkerson that involved a financial collapse that would engulf the world. And he said; "It's going to start in GERMANY!!!"  

And in the news today we read of a possible Deutsche Bank collapse in the near future, that some economists believe could topple the economy of Germany and domino effect collapse the economies of the world. This is exactly what David Wilkerson saw. 

First we will consider the Wilkerson vision and then take a look at the Deutsche Bank news.  

So we have a word that David Wilkerson himself declared to be prophetic, not just a warning based upon his study of Scripture, but a prophetic word which said that a European, North African or Eastern nation was going to go bankrupt; German, Swiss and French banks would take the initial impact - hard; then a second nation, possibly Argentina or Brazil would follow, then Mexico. The US would not necessarily be impacted by the default of the first nation or the South American nation but would be impacted, hard, by the default of Mexico, so much so that NOT the National Guard but the WHOLE US ARMY would be called out to control the chaos. Source: Running from Babylon; GREECE AND DAVID WILKERSON.

Here is a further explanation of what he foresaw.

I thought you might like to see the results of a bit of research I've done, in which I found an old audio message by David Wilkerson, in which he identifies the first important European country to suffer an economic collapse: Not Greece, but Germany! (Not to say Greece won't collapse, but read on).

To give some background, first, in his book, "The Vision", at the beginning of chapter 1, Wilkerson states, "I see total economic confusion striking Europe first, and then affecting Japan, the United States, Canada, and all other nations shortly thereafter".

So, the economic collapse begins in Europe. There is a slightly different version of this which is circulating on various sites on the internet, usually titled "David Wilkerson's Economic Vision". This is the one you quoted, where he narrates how the collapse starts in Europe, spreads to South America, then Mexico, then the U.S. Notice he again mentions Europe first, and then later, "the first country (that) goes bankrupt", but doesn't identify the country. Well, I did some more digging and found this audio sermon by Wilkerson:

AT EXACTLY 2:03 (see audio below) HE STATES: "It's going to start in GERMANY!!!" http://www.ubm1.org/?page=wilkerson#Germany

Now here is the Deutsche bank news. 

Deutsche Bank Stock Tumbles. The Banking Panic Isn’t Over. 

Deutsche Bank DB –7.58%  shares tumbled Friday after the cost of insuring the lender against default rose.

Deutsche Bank (ticker: DB) fell 12% in Frankfurt trading. U.S.-listed shares fell 7.5% in premarket trading. The move followed a spike in the price of the lender’s credit default swaps to a four-year high on Thursday, according to Reuters. https://www.barrons.com/articles/regional-bank-stocks-rebound-yellen-e1c8c629?siteid=yhoof2&yptr=yahoo 

 

Futures Tumble, Treasuries And Rate Cut Odds Soar Amid Panic That Deutsche Bank Is The Next To Go

Yesterday, while attention was still focused on the US banking system and the ongoing botched response by the Fed and especially the Treasury's senile Secretary, who more than two weeks after SIVB collapsed, have still not been able to stabilize confidence in banks - thereby assuring the US is about to slam head first into a brutal recession, just as Biden ordered to contain inflation, as US consumer spending is now in freefall - we pointed out that something bad was taking place in Europe: the credit default swaps of perpetually semi-solvent banking giant Deutsche Bank were quietly blowing out to multi-year highs… https://www.zerohedge.com/markets/futures-tumble-treasuries-and-rate-cut-odds-soar-amid-panic-deutsche-bank-next-go

Is Deutsche bank about to go down, and if so will it take down Germany, and then spread to the rest of the world? Are we looking at the Seal 3 black horse finishing up his ride? 

Let’s take a look at what another economist/investor is saying as to what he sees happening in the near future and how to weather the storm. 

‘Rich Dad’ R. Kiyosaki projects the downfall of US dollar, labels it ‘toilet paper’ 

Indeed, Kiyosaki has previously warned the continued devaluation of the dollar will likely make the currency worthless, especially with the excessive printing. In this line, he has termed the dollar ‘fake money.’ 

As reported by Finbold in February, the renowned investor stated that the fake dollar was pushing the ‘American empire to its end.’ While issuing a gloomy outlook for the dollar, Kiyosaki has advocated for investment in precious metals and cryptocurrencies with a special focus on Bitcoin. 

In the meantime, Kiyosaki projects a possible global economic crash that has been worsened by the rising inflation, which he blames the Federal Reserve for failing to contain. https://finbold.com/rich-dad-r-kiyosaki-projects-the-downfall-of-us-dollar-labels-it-toilet-paper/

 

Many voices are proclaiming that a worldwide financial collapse is coming. Exactly when is always the big question. And it will happen, because God tells us in His Word that it will happen—Seal 3. 

5 And when he had opened the third seal, I heard the third beast say, Come and see. And I beheld, and lo a black horse; and he that sat on him had a pair of balances in his hand. 

6 And I heard a voice in the midst of the four beasts say, A measure of wheat for a penny, and three measures of barley for a penny; and see thou hurt not the oil and the wine. Rev 6 

The ‘white hat’ intel says it will happen this year. Here is the post; 

Major Prophecy Alert: Here Comes the Black Swans, Seal 5, and the End of the World!!! 

Whenever this Seal 3 Black horse worldwide financial collapse occurs, it will be followed by the Seal 4 pale horse of the death of 25% of the world’s population. Then comes the ET connected antichrist false messiah with all the ‘solutions’ to the world problems, which they brought about in the first place. 

And one of the ‘solutions’ that the man of sin will offer will be the Seal 5 mark of the beast, where no one can buy or sell without it. Have you prepared for the eventual occurrence of these future events? 

The ants are a people not strong, yet they prepare their meat in the summer; Prov 30:25 

Most Christians believe that the rapture will occur before any of the Seals are opened. It is clear from scripture that the rapture is at the beginning of a period of time known as the Day of the Lord. 

For the Lord himself shall descend from heaven with a shout, with the voice of the archangel, and with the trump of God: and the dead in Christ shall rise first: 

Then we which are alive and remain shall be caught up together with them in the clouds, to meet the Lord in the air: and so shall we ever be with the Lord. 

Wherefore comfort one another with these words. 

But of the times and the seasons, brethren, ye have no need that I write unto you. 

For yourselves know perfectly that the day of the Lord so cometh as a thief in the night. 1 Thes 4:16 – 5:2 

God tells when in the end times that the Day of the Lord, which includes the rapture, begins. It begins after the sun is darkened and the moon is turned to blood. 

The sun shall be turned into darkness, and the moon into blood, before the great and notable day of the Lord come: Acts 2:20 

And God also tells us when the sun is darkened and the moon is turned to blood—after the opening of Seal 6. 

And I beheld when he had opened the sixth seal, and, lo, there was a great earthquake; and the sun became black as sackcloth of hair, and the moon became as blood; Rev 6:12 

I guess why that is why the people of the earth see Jesus in the sky—because after Seal 6 is opened He descends to the clouds and the rapture occurs. 

15 And the kings of the earth, and the great men, and the rich men, and the chief captains, and the mighty men, and every bondman, and every free man, hid themselves in the dens and in the rocks of the mountains; 

16 And said to the mountains and rocks, Fall on us, and hide us from the face of him that sitteth on the throne, and from the wrath of the Lamb: 

17 For the great day of his wrath is come; and who shall be able to stand? Rev 6:15-17 

So, please realize that the rapture will not occur until after the opening of Seal 6. 

Watch ye therefore, and pray always, that ye may be accounted worthy to escape all these things that shall come to pass, and to stand before the Son of man. Luke 21:36 

Have you had your epiphany? You need to be prepared for the end times! Read The Coming Epiphany;—Your Guide to Understanding End Times Bible Prophecy. 

Not sure that you will go to heaven? The end times are knocking on the door and so is Jesus. He wants to save you; will you let him in? Find out what you must do to be saved, click here. 

About the Author: My name is William Frederick and my book entitled “The Coming Epiphany” is available on Amazon.com.  

When you purchase this book you help to support the work that I am doing, and one way that you can really help is by sending digital copies as gifts through Amazon to family and friends.  

Time is short, and I need help getting these warnings into the hands of as many people as possible.  I have published thousands of articles on The End Times Forecaster Blog which are read all over the world. 

I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article. 

The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial, or health decisions.